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Worker’s Compensation Benefits

You probably decided to outsource your payroll processing because running payroll can be a complicated and time-consuming task. Did you know that Patterson & Company CPAs pllc can also make it easier to pay for your worker’s compensation benefits? It’s true. We’ve partnered with The Hartford, a leader in small business insurance, to offer you competitively-priced worker’s compensation benefits with payment options that give you cash flow benefits.

When you buy a worker’s compensation policy from the Hartford, you can elect to pay premiums with their XactPAY option. Compared to an estimated annual payroll amount, XactPAY relies on real-time payroll to calculate your premiums, resulting in more accurate premium payments. This means you’re less likely to be on the hook for an adjustment at the end of the policy term because of under-reported payroll or pay more than you need to throughout the year. And with XactPAY, there are:

  • NO Large down payments
  • NO Monthly billing or finance fees; or
  • NO Fees or service charges for electing this option

In addition to cash flow benefits, XactPAY saves you:

  • Time- no need to write out a check or process a payment
  • Postage costs- premiums are automatically deducted from your bank account
  • Late fee charges- all payments are guaranteed to be received and on time

With XactPAY, we transmit the amount of your payroll to The Hartford each time it is run. They calculate the premium you owe based on that payroll and will deduct the amount due from your bank account after each payroll cycle. You’ll receive a notification one day prior to the request is sent to your bank with the withdrawal amount or premium due. It’s that simple! 

Get a worker’s compensation benefits quote from the Hartford and sign up for XactPay! Contact us at 502-276-0956. 


BOSS is the answer to your back office headaches. Our cloud-based solution enables you to hand complex accounting tasks over to us. We work the numbers while providing you 24/7 access to your data.

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